Agri-Access scorecard program expanded
Achieve your goals FASTER
with Agri-Access
Our expanded Scorecard Program quickly delivers an underwriting decision for loans up to $4.0 million.
Expedited and automated method
Backed by a vetted and simplified method, fewer documents and steps are required of you and your clients, getting you a decision faster.
Program Advantages
• Available for loans up to $4.0 million
• Convenient online application
• Limited financial information required
• Credit decision in less than 48 hours
Scorecard Standards
• $50,000 to $500,000 with a maximum LTV of 75%
• $500,001 to $3,000,000 with a maximum LTV of 65%
• $3,000,001 to $4,000,000 with a maximum LTV of 55%
Learn more about collateral and LTV
Program Requirements
• Maximum aggregated loan amount of $4.0 million
• Cash-out up to $1 million permitted
• Primary security of agricultural land
• Improvements should be less than 50% of total value
• No greater than 25% of required collateral value may consist of a highly specialized facility
Eligible borrowers
• Full-time and part-time farmers and ranchers eligible for farm real estate purchases and refinancing
• Landlords and investors eligible for farm real estate purchases and refinancing
• Other farm debt and expenses may also be eligible
Scorecard Application Documents
Up to $2.5 million
• Online scorecard application
• Operations narrative or summary
• Credit reference form
$2.5 million – $4.0 million
Above documents plus:
• Current balance sheet
• One year of most recent year’s earnings