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Agri-Access scorecard program expanded


Achieve your goals FASTER
with Agri-Access

Our expanded Scorecard Program quickly delivers an underwriting decision for loans up to $4.0 million.

Expedited and automated method

Backed by a vetted and simplified method, fewer documents and steps are required of you and your clients, getting you a decision faster.

Flexibility to structure a deal that works

Whether borrowers are expanding their operation or transitioning to the next generation, long-term, fixed-rate financing from Agri-Access gives you more options.

Program Advantages

• Available for loans up to $4.0 million
• Convenient online application
• Limited financial information required
• Credit decision in less than 48 hours

Scorecard Standards

• $50,000 to $500,000 with a maximum LTV of 75%
• $500,001 to $3,000,000 with a maximum LTV of 65%
• $3,000,001 to $4,000,000 with a maximum LTV of 55%
Learn more about collateral and LTV

Program Requirements

• Maximum aggregated loan amount of $4.0 million
• Cash-out up to $1 million permitted
• Primary security of agricultural land
• Improvements should be less than 50% of total value
• No greater than 25% of required collateral value may consist of a highly specialized facility

Eligible borrowers

• Full-time and part-time farmers and ranchers eligible for farm real estate purchases and refinancing
• Landlords and investors eligible for farm real estate purchases and refinancing
• Other farm debt and expenses may also be eligible

Scorecard Application Documents

Up to $2.5 million 
• Online scorecard application
• Operations narrative or summary
• Credit reference form
$2.5 million – $4.0 million
Above documents plus:
• Current balance sheet
• One year of most recent year’s earnings


Ready to find out how we can expand your lending power?

Contact a relationship manager today